How much life insurance do I need?

Find the cheapest term life insurance rates that cover the loss of your income and cover all expenses and estate taxes. Finding the cheapest term insurance rates is easier with market conditions that mean savings for term life insurance consumers.

Finding the cheapest life insurance you need means first calculating how much term insurance you need. In considering the best term life insurance amount, add up how much it would cost to replace your income, cover all expenses and debt, cover estate taxes and leave money for your family to live on in a trust.

Then add more to your term life insurance level to account for the inflation rate over time so you won't leave your family 50 percent short on term life insurance payouts 15 years from now. The best term life insurance companies generally insure you for 10 to 20 times your annual income, depending on age. For the cheapest term life insurance rates, start by emailing me, or calling at 1.800.799.0903.

Jim O'Connor, Life Insurance Agent
PO Box 832, Tiburon CA 94920
Tel: 1-800-799-0903 Fax: 415-435-2870 Email: info@term22.com
Copyright 2011 Jim O'Connor, Life Insurance Agent

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